The three-month ROBOR index, which is used to calculate the cost of variable-interest consumer loans in lei, went down on Thursday to 5.84% per annum from 5.85% per annum in the previous session, according to data published by the National Bank of Romania (BNR).
The six-month index, used in calculating interest rates on variable-interest mortgage loans in lei, remained unchanged at 5.92% per annum, while the 12-month ROBOR fell to 5.98% from 5.99% in the previous session.
As regards the reference index for consumer loans (IRCC), regulated by Emergency Ordinance 19/2019, it stands at 5.58% per annum, being calculated as the arithmetic average of the daily interest rates of interbank transactions in the fourth quarter of 2025.
