The three-month ROBOR index, which is used to calculate the cost of consumer loans in lei with variable interest rates, rose to 5.93% per year on Thursday, from 5.85% per year at the previous fixing, according to data published by the National Bank of Romania (BNR).
The six-month index, used to calculate interest rates on mortgage loans in lei with variable interest rates, rose to 6.01% per year from 5.94%, while the 12-month ROBOR rose to 6.07% from 5.99% at the previous fixing.
As for the reference index for consumer loans (IRCC), regulated by Government Emergency Ordinance 19/2019, it stands at 5.56% per year, calculated as the arithmetic average of the daily interest rates on interbank transactions in the first quarter of 2026.
