Three-month ROBOR index drops to 6.20% per annum

Autor: Cătălin Lupășteanu

Publicat: 08-12-2025 12:45

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Sursă foto: AFACERI NEWS

The three-month ROBOR index, based on which the cost of consumer loans in lei with variable interest is calculated, fell on Monday to 6.20% per year, from 6.21% per year in the previous session, according to data published by the National Bank of Romania (BNR).

At the beginning of this year, the index was 5.92% per year.

The six-month index, used in calculating interest rates on variable-interest lei mortgages, remained at 6.34% per year, and the 12-month ROBOR decreased to 6.54% from 6.55%.

Regarding the consumer credit reference index (IRCC), regulated by GEO 19/2019, it is 6.06% per year, calculated as the arithmetic average of the daily interest rates of interbank transactions in the second quarter of 2025, the highest level recorded so far.

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