Financial education is no longer just about budgets and savings, but is becoming a means of protection for our personal and professional future, said Florentina Almajanu, head of the CFA Romania Association, on Financial Education Day, celebrated on April 11.
According to a press release sent on Friday to AGERPRES, in an unstable global economic context marked by accelerated technological transformations, financial education is becoming an immediate need and a long-term solution for development. In 2025, Romania is increasingly feeling the pressure of certain realities: confidence in the economy is declining, estimated inflation exceeds 5%, and the risk of recession is increasing. However, all these signals require not only government measures, but also a profound change in individual financial behaviors.
"Each of us needs real financial knowledge. Financial education is no longer just about budgets and savings, but it becomes a means of protection for our personal and professional future," said Florentina Almajanu.
Although numerous local financial education campaigns have been launched in recent years and surveys by the Organization for Economic Cooperation and Development (OECD) confirm a slight positive evolution in this regard, at the European level, Romania still has a lot to catch up at this chapter, CFA Romania states.
In addition, in a digital economy, where artificial intelligence increasingly influences personal decisions, financial education can become a real competitive advantage. Technology can support good decisions, but without a solid knowledge base, it exposes users to risks, from impulsive loans to risky investments.
The CFA Romania Association responds to these challenges through initiatives that make financial education accessible and relevant. Among the most recent projects carried out are the fairy tale "The Bag with Two Reinvested Money," a financial-themed reinterpretation of a classic story, as well as online tools such as the financial independence test aimed at young people. In a society dominated by the impulse of consumption and digital pressure, these projects promote the understanding of money as a form of freedom and stability, the sa source shows.
The "Independent Generation" campaign will soon continue with new tactics and innovative tools, addressed to all age groups.
The CFA Romania Association is the organization of investment professionals and one of the over 170 member societies of the CFA Institute.
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