DESCARCĂ APLICAȚIA: iTunes app Android app on Google Play Windows Phone Store

Over 80% of new loans given between 2016-2020 are in national currency RON

Financial Times

The Romanian banks have given new loans to the population and companies worth 388 billion RON, during the period of 2016-2002, and over 80% of the loans were in RON, according to an analysis made within the #dreptullabanking campaign.

"The distribution on currencies shows an increased interest for new loans granted in the national currency, over 80% of loans during the period of 2016-2020 being given out in RON, while 17.1% were in Euro and 2.5% in USD. The population has accessed loans almost entirely in RON, 98% of the total being in the national currency, which led to the elimination of currency risk. The companies have taken out loans, 66.13% of the total have been in RON, the rest being loans in foreign currency," the quoted source specifies.

The new loans, given in Euro, were accessed mostly by companies (95.24%), while new loans in USD were taken almost exclusively by companies (98.7%).

During the period of 2016-2020, the Romanian banks have given out loans to the population and companies worth 388 billion RON, with 37.5% more than the non-government loan balance since the end of last year, which stood at 282 billion RON.

According to the quoted source, during the last 5 years, the loan requests from companies have boosted the crediting activity at the level of the Romanian banking system. The population accessed 44.45% of the total new loan volume in those 5 years, while companies have taken out loans worth 55.55%.

In Romania, the ratio between loans / deposits for the population and non-financial institutions is 66.38% in March 2021 (64.13% only for Romanian legal entities), while the EU average is of 111%, which shows a large potential which the Romanian banks have in increasing their crediting activity.

Through the #Dreptullabanking campaign, for the first time, the Romanian banks wish to send a message in unison: People need to exercise their right to banking starting with purchasing a home and the goods they need, to their role in the economic development, Agerpres informs.


Fii la curent cu cele mai noi stiri.

Urmărește pe Facebook


Help your friends know more about Romania!

Share this article on Facebook

Share this article!


Nu uitaţi să daţi "Like". În felul acesta nu veţi rata cele mai importante ştiri.