The 3-month ROBOR index, which is used to calculate the cost of RON-denominated consumer loans with variable interest rates, rose on Tuesday to 6.08% per year, from 5.90% in the previous session, according to data published by the National Bank of Romania (BNR).
At the beginning of last year, the index stood at 6.21%.
The 6-month ROBOR index, used to calculate interest rates for RON-denominated mortgage loans with variable interest, increased to 6.16% from 6.00% on Monday, while the 12-month ROBOR rose to 6.23% from 6.09%.
As for the consumer credit reference index (IRCC), regulated by Emergency Ordinance 19/2019, it currently stands at 5.55% per year. This figure is calculated as the arithmetic average of daily interbank interest rates from Q4 2024, and it marks a decrease from the previous quarter's IRCC value of 5.66%. AGERPRES
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