The three month ROBOR index, which is used to calculate the cost of consumer loans in lei with variable interest rates, dropped on Wednesday to 6.27 percent per year from 6.29 percent per year in the previous session, according to data the National Bank of Romania (BNR) published on Tuesday.
At the beginning of this year the index stood at 5.92 percent per year.
The six month index, used in calculating interest rates on mortgage loans in lei with variable interest, dropped to 6.42 percent per year from 6.44 percent, and the twelve month ROBOR fell to 6.62 percent from 6.63 percent.
As for the reference index for consumer loans (IRCC), regulated by Government Emergency Ordinance 19/2019, it stands at 6.06 percent per year, calculated as the arithmetic mean of the daily interest rates of interbank transactions in the second quarter of 2025, the highest level recorded so far.
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