The three month ROBOR index, used to calculate the cost of consumer loans in lei with variable interest rates, fell on Wednesday to 6.21% per year from 6.22% per year in the previous session, according to data published by the National Bank of Romania (BNR).
At the beginning of this year, the index stood at 5.92% per year.
The six month index, used to calculate interest rates on mortgage loans in lei with variable interest, dropped to 6.34% per year from 6.36%, and the twelve month ROBOR decreased to 6.55% from 6.57%.
As for the reference index for consumer loans (IRCC), regulated by Emergency Ordinance 19/2019, it stands at 6.06% per year, calculated as the arithmetic average of the daily interest rates of interbank transactions in the second quarter of 2025, the highest level recorded so far.
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