The three-month ROBOR index, which is used to calculate the cost of consumer loans in lei with variable interest rates, fell on Thursday to 6.30% per year from 6.32% per year in the previous session, according to data published by the National Bank of Romania (BNR).
At the beginning of this year, the index stood at 5.92% per year.
The six-month index, used to calculate interest rates on variable-rate mortgage loans in lei, dropped to 6.44% per year from 6.46%, while the 12-month ROBOR decreased to 6.65% from 6.67%.
As for the reference index for consumer loans (IRCC), regulated by Government Emergency Ordinance 19/2019, it stands at 6.06% per year, calculated as the arithmetic average of the daily interest rates of interbank transactions during the second quarter of 2025, marking its highest level so far.
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